Rafal Juszczak joined the team of Alfa-Bank Ukraine in October, 2019. Before his appointment as a General Manager he was heading Alfa-Bank Belarus for four years, while from April of 2019 he was a member of Supervisory Board of Alfa-Bank Ukraine.

Rafal Juszczak has over 22 years of experience on managing positions in different banking establishments. He headed the management boards and ran a number of financial companies, among which Polish Bank PKO Bank Polski and First Ukrainian International Bank. He worked also on the managerial positions of Citibank (Bank Handlowy w Warszawie SA).

Mr Juszczak graduated from the University of Gdansk (Poland) with Master’s Degree in History in 1994 and from the Graduate School of Management (Ecole Supйrieure de Commerce) in Rouen (France) with Master’s Degree in Banking and Finance (Master Spйcialisй Banque et Finance) in 1996.

Mr. Lukanov joined the Bank in February 2006 and until 2013 held positions as President and Chief Executive Officer of Alfa-Bank Ukraine.

With over twenty years banking experience, he is also currently a member of the Board of Directors of Alfa-Bank Group. Until 2005, he served as Head of Corporate Banking and Deputy Chairman of the Board of Directors of Alfa-Bank Russia.

He was Chairman of the Board of Alfa-Bank subsidiaries in Belarus and Kazakhstan, a member of the Board of Trade House Perekryostok (X5 Retail Group), and a member of the Board of Directors of Alfa Insurance. Prior to joining Alfa-Bank Russia, he served as Chairman of the Executive Board of one of the first venture capital funds in Russia, SPF Kontakt XXI.

Viktoriya Mykhaylo has been Chairman of the Management Board of Alfa-Bank Ukraine since September 2009.
Viktoriya has more than 20 years of successful professional experience in the financial sector of Ukraine, including senior positions at the companies of the Alfa-Group financial and industrial consortium. Under the leadership of Viktoriya Mykhaylo, two major financial institutions – Alfa-Bank Ukraine and Ukrsotsbank are now being merged. Viktoriya Mykhaylo actively participates in the work of the Tax Committee of the Verkhovna Rada and the Independent Association of Banks of Ukraine.

From 2006 to 2009 Viktoriya Mykhaylo served as the General Director of the investment company Alfa Capital (Ukraine). From 2000 to 2006 Viktoriya Mykhaylo worked on the position of Deputy Chairman of the Board of Alfa-Bank Ukraine. From 1995 to 2000 she was Financial Director of Alfa Capital.

In 1994, Viktoriya Mykhaylo graduated from T. Shevchenko Kyiv National University (KNU), majoring in Economics, Research and Project Management. In 1997 she completed postgraduate studies at KNU in Accounting and Audit.

Igor Viryasov was appointed to the post of Vice President, Director of Small and Medium Enterprise Banking at Alfa-Bank Ukraine and Ukrsotsbank in January 2018.
 
Igor Viryasov has over a decade of successful experience in banking industry, including international Western banks. He started working at banking sector in 2005 at Citibank and was responsible for regional sales.
Prior to joining the team of the largest Ukrainian private bank, Igor Viryasov, starting from 2016, headed the corporate sales channel at VTB24. Previously, he spent six years creating and developing corporate business at HOME CREDIT BANK, where he held leadership roles. From 2008 to 2010, Igor Viryasov headed the corporate sales channel at BARCLAYS bank.
 
Igor Viryasov also has experience in FMCG sector, where he worked from 2001 to 2005, before moving to the banking industry.
 
Igor Viryasov holds Masters Degrees in technical and economic sciences.

In September, 2017 Aleksey Karchazhkin was appointed to the position of Vice President, Retail Business Director at Alfa-Bank Ukraine.
Aleksey Karchazhkin has 20 years of successful experience in senior positions at leading Western and international companies and 15 years of experience in banking.
Before joining the team of Alfa-Bank Ukraine and Ukrsotsbank, Aleksey Karchazhkin headed the retail business departments at the offices of such companies as ASNielsen, Citibank, Barclays Bank, Home Credit & Finance Bank and Bank Otkritie.
Aleksey Karchazhkin earned degrees in System analysis (MAI) and Economics (MSU).

Vitaliy Dydyshko was appointed to the position of Director of Risk Management in November 2017 and is responsible for this function at Alfa-Bank Ukraine.
 
Vitaliy Dydyshko has more than 20 years of successful experience in banks, where he worked in various positions, from economist to director, and significant expertise in implementing large-scale projects on risk management. Prior to joining Alfa-Bank Ukraine, Vitaliy spent the last 7 years being in charge of risk management at affiliated banks of the Sberbank group in the Republic of Belarus and Ukraine. 

Vitaliy Dydyshko was born in Belarus. He graduated from the Belarusian State Economic University in Minsk and earned Executive MBA degree from the Moscow School of Management Skolkovo, and the Financial Risk Manager qualification from the Global Association of Risk Professionals. 

Mr. Lototskyi joined Alfa-Bank Ukraine in July 2008. He has over 15 years of experience in the banking sector, of which more than ten years were in treasury and financial markets. Prior to his current role, Mr. Lototskyi held the position of Deputy Head of Risk Management of Alfa-Bank Ukraine. From 2002 to 2008, he headed the Treasury Division in ProCredit Bank. Between 1997 and 2001, he worked at Express-Bank after having graduated from Kyiv National Economic University.

Ms. Olena Lukyanchuk joined Alfa Bank Ukraine in March of 2007 and has over 10 years of banking experience. Previously, she was employed as Deputy Chairman of the Supervisory Board and Operations Director of Renaissance Capital Bank (Ukraine). From 2002 to 2005 she was head of internal audit and operational risk management department at ING Bank Ukraine after work in the audit and accounting department at Arthur Anderson from 1997 to 2002. Ms Lukyanchuk earned a degree in external relations management and is a member of the ACCA.

Elena Myskova is a professional in the field of HR with more than 18 years’ experience gained at international FMCG-companies Danone, Coca-Cola and Red Bull.
Prior to joining management team of Alfa Bank Ukraine and Ukrsotsbank, Elena headed the personnel management at Monsanto Ukraine, where she was responsible for the HR strategy in Ukraine and Russia, later she headed the international HR team and ensured the development and implementation of HR strategy in the company's divisions in 9 countries of Central and Eastern Europe, including Ukraine, Russia, Hungary, Serbia, Croatia, Austria, Romania, Bulgaria and Turkey.
Elena Myskova has extensive expertise in personnel management in rapidly developing markets and leadership experience in the period of transformations and changes. She earned two higher educations majoring in English philology and Economics and personnel management.
 

Victoria has over 11 years of banking experience. In 2008, she joined the UniCreditGroup team and served as Head of retail risk and credit portfolio department.

During the integration process between UniCreditBank and Ukrsotsbank Victoria was a member of the group of key specialists on the integration of the two banks. After the merger, from December 2013, Victoria was responsible for managing and developing private banking business of the united bank.

Since 2016, Viktoria Pivneva was appointed Director of private banking, sharing leadership of this direction in two banks - Alfa Bank Ukraine and Ukrsotsbank.

Victoria is a graduate of the Kyiv National Economic University and earned a master's degree in banking audit and accounting.

Oleksandr Rogach joined Alfa-Bank’s Ukraine team in September 2010 after 25 years’ service with the state security authorities
He earned two specialized university degrees and holds a PhD in technical sciences.
 

Andrey Sachenko joined Alfa-Bank Ukraine in July 2011 with 16 years’ experience in the banking system, nine of which were with Alfa-Bank Russia where he directed the Central Technologies Department. He has extensive expertise in managing cross-function projects and supervising information technology infrastructure for commercial banks.
He received his degree in finance and credit from the Moscow Institute of Finance and Economy.
 

Mr. Serezhin was appointed to the position of the First Deputy Chairman of the Management Board of Alfa-Bank Ukraine in February 2012. Prior to his appointment, Dmitry worked for Alfa-Bank Russia, where he held the position of Chief Financial Officer for more than five years. From 2001 to 2005 Dmitry Serezhin worked as First Deputy Chief Accountant of Alfa-Bank Russia.
Before joining Alfa-Bank Russia, Mr. Serezhin worked at large Russian banks, including "СБР-АГРО", where he headed financial and accounting departments.
In 1997, Dmitry graduated from Moscow State University of Economics, Statistics and Informatics with the Degree in Mathematical Methods in Economics, in 2001 he graduated from the Moscow State Law Academy with specializing in Law. 

On March 1, 2018 Polina Kharchenko was appointed to the position of Director for Compliance Control and Financial Monitoring of Alfa-Bank Ukraine.
Polina Kharchenko has more than 23-years’ experience of successful work in the banking sector, including 15 years of experience in management positions.
Before joining the team of Alfa-Bank Ukraine and Ukrsotsbank Polina Kharchenko headed the financial monitoring department of "UKRGAZBANK". Since 2008, she worked at PJSC "Prominvestbank" as the director of the financial monitoring department, and then the director of compliance department and served as a member of the board of directors of the bank. Prior to 2008, Polina Kharchenko held various leading positions at PJSC Prominvestbank.
Polina Kharchenko earned two higher education degrees at the Kyiv Institute of Banking and the Ternopil Academy of National Economy (banking).
Polina Kharchenko is the head of the working group on financial monitoring at the Independent Association of Ukrainian Banks (NABU).

Ms Cherkay joined the Alfa-Bank Ukraine team in September of 2014 bringing with her an extensive background in banking. Earlier, she worked as Director of Sales and Management Board Member at Piraeus Bank, and served as Deputy Chairman of the Management Board at Erste Bank. Earlier, she held a number of management positions at Aval Bank.
Ms Cherkay in 1996 graduated from the Taras Shevchenko National University with a degree in Finance and Credit and from 2008 to 2010 studied in a special executive management program of the Institute for Economics and Business, Vienna, Austria.