Installments by credit card is to pay for a part of goods and services using Your credit card.
Convenient and profitable
Without documents No documents needed, only payment by credit card from Alfa-Bank Ukraine
Up to 24 months
2 weeks You have 2 weeks to decide on the activation of installments
SMS To activate installments - just send SMS
MAKE A PURCHASE
Your card worldwide in the amount of UAH 1 000
RECEIVE SMS MESSAGE
from 3530 with a code and an offer to transfer your purchase by installment
by sending a free SMS message with the code 3530
RECEIVE SMS MESSAGE
on installment activation
Each month, the settlement day a credit card the monthly payment automatically deducted from the credit limit, after which the Bank calculates the mandatory'mandatory minimum payment = 5% of the used credit limit.
the First time the monthly payment for the installment will be debited not to the nearest settlement day, and after one business day after activation of the installment (more deferred payment).
the Bank sends an SMS message and extract information about the amount you need to repay the credit card in the payment period.
ATTENTION! Use online banking from Alfa-Bank to repay the payments. After all, it's FREE!
where AAAAA.AA - the total amount of the used credit limit + balance payable in installments;
BBBB.BB - the total amount of the used credit limit, excluding the outstanding balance by installments for repayment in the grace period;
CCCC.CC — minimum payment on credit card (WMD);
DD.DD — payment date.
• If You do not wish to receive SMS with a proposal installment on the card, to deactivate mailing send code 01 short number 3530.
• If You want to re enable sending SMS with offer installment on the card, to activate mailing send code 02 short number 3530.
Activation of installment occurs after the purchase amount will be debited from the card account. Once the installments, the Bank will immediately send the Customer an SMS message about the successful registration of payment by installments.
For the timely transfer of the purchase in installments (to the nearest calculating the minimum monthly payment and the amount of the grace period without regard to the amount of the purchase) recommend to send an SMS with confirmation of payment by installments not later than 1 day before pay day for Your credit card.
the Installment is activated after the information was received from the merchant and the purchase amount is debited from the card account. Under the installment is activated in the billing period, which was debited to purchase account.
In the case when the Customer returned to the store the goods, the seller returns the money for the goods on the card.
At the same time, to close the installment, the Customer needs to the Internet service My Alfa-Bank in the section "Installment" to initiate transferring of the amount refunded from the seller, on the closing installments.
If the Client wishes ahead of time (fully or partially) to close the installments, likewise, should Internet service My Alfa-Bank in the section "Installment" to initiate a full repayment of the installment.
In case of partial early repayment, the balance owed on the installment shall be transferred by the Bank parts with a decrease in the term of using the credit. It is the balance owed on the installment divided by the amount of the monthly payment that was calculated when you activate the installment plan, thus determining the amount of time necessary for the full repayment of the debt in installments.
the Bank may deny making the installments by credit card for the following reasons:
• Text from the Client received with unknown phone numbers. After all the installments SMS should be sent to the Client in his room, which Pref’associated with credit card and which Bank napravlen SMS offer
• Over the duration of the offer of installments for the purchase (offer valid 2 weeks from date of purchase)
• Credit card inactive/blocked/there is overdue credit card debt
the Installment is issued in the amount of 1,000 UAH. and only for the amount of purchase which is completely or partially paid at the expense of the credit limit on the card.
Term installment: 3, 6, 9, 12, 18, 24 months
Monthly fee of the amount of the installments of 1.8% for the period from 3 to 24 months
Installments will not be issued:
• payment transaction services in the entertainment and gaming sites, social, political and charitable organizations registered under the following codes traders:
- 5933, 6530, 7995, 9223, 9754 (pawn shops, casinos, totalizators and any other gambling/mortgage institution) and 7841, 7993, 7994 (deansway, special entertainment);
- 6211, 9211, 9222, 9311, 9399 (payment of public services - fines, fees, court payments, alimony, etc.), 9402 9402 (a state organization, email) and 9405 (payments between derekwebb and bodies (more relevant abroad);
- 8398, 8641, 8651, 8661 (political, religious, social, charity organizations);
- 4829, 5816, 6010, 6011, 6012, 6050, 6051, 6529, 6532, 6533, 6534, 6536, 6537, 6538, 6539, 6540, 7321 (financial transfers, including those through had and cash withdrawals);
- 8675 (automobile associations), 8734 (testing laboratories (not medical)), 7299 (other services, not manufacturing), 8699 (organizations that cannot be clearly classified according to the type of activity).
• withdrawal cash from a credit card
• for transfers of funds from a credit card
Mobile operator GSM connection:
Kyivstar: 067, 068, 096, 097, 098
Vodafone: 050, 066, 095, 099
Lifecell: 063, 073, 093
For mobile operators GSM communication cost SMS-message to number 3530 is free.
For customers' Intertelecom "and" Ukrtelecom "send SMS-message with the code number +380931770044 made (fee SMS tariffs by operator)
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