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Committees

Supervisory Board Committees

Audit Committee – the main purpose of the activity is to provide assistance to the Supervisory Board in the implementation of its powers to ensure effective consideration and decision-making related to finances (financial reporting), external and internal audit and the internal control system.

Committee on Corporate Governance and Transformation – the main purpose of the activity is to provide assistance to the Supervisory Board in the implementation of its powers to ensure the effective organization of corporate governance in the Bank and the organization of measures taken in connection with the transformation and preparation of the Bank for privatization.

Nomination and Remuneration Committee – the main purpose of the activity is to provide assistance to the Supervisory Board in the implementation of its powers to ensure effective review and decision-making related to the issues of appointments and rewards that are within the competence of the Supervisory Board.

Business Development and Strategy Committee – the main purpose of the activity is to provide assistance to the Supervisory Board in the implementation of its powers regarding the search, analysis and consideration of business opportunities and business initiatives, implementation of strategic management in the field of corporate and retail business, development, approval, revision and provision of proper supervision and control over the implementation of the strategy and the Bank's business plan.

Risk Management Committee – the main purpose of the activity is to provide assistance to the Supervisory Board in the implementation of its powers to ensure effective review and decision-making related to the issues of appointments and rewards that are within the competence of the Supervisory Board.

Committee on work with non-performing assets – the main purpose of the activity is to provide assistance to the Supervisory Board in the implementation of its powers to ensure effective consideration and decision-making regarding the Bank's work with non-performing assets, including court cases.

Management Board Committees

Main credit commitee – the main purpose of the activity is to make decisions on the provision of credit products by the Bank, and to change the parameters of previously provided credit products, to make decisions on debt management of corporate clients classified as potentially problematic assets, and to prevent their transformation into non-performing assets.

Credit committee for small and medium-sized businesses – the main purpose of the activity is to make decisions on the provision of credit products by the Bank and to change the parameters of previously provided credit products within the limits of the given powers, to make decisions on debt management of small and medium-sized business customers that have signs of potential problems, and to prevent their transformation into non-performing assets.

Credit Committee for Retail Business – the main purpose of the activity is to make decisions on the Bank's provision of credit products in the retail business segment within the limits of the granted powers.

Committee for the management of non-performing assets of the corporate business and the SME segment – the main purpose of the activity is to make decisions regarding the settlement of debts of non-performing assets and management of foreclosed property and/or other property belonging to the Bank in its segment.

Committee for the management of non-performing assets of the retail business and the SME segment – the main purpose of the activity is to make decisions regarding the settlement of debt on non-performing assets, management of foreclosed property and other property belonging to the Bank in its segment.

Assets and Liabilities Management Committee – the main purpose of the activity is to make decisions on the management of assets and liabilities, to form the optimal structure of the Bank's balance sheet in order to obtain maximum profitability while limiting the possible level of risks.

Tariff Committee – the main purpose of the activity is decision-making regarding the Bank's tariff policy, coordination of the development and observance of the Bank's unified tariff policy.

Operational Risk Committee – the main purpose of the activity is to make decisions on the development and implementation of the strategic vision of the Bank's operational risk management system, compliance with which, in particular, includes procedures for identifying, evaluating, monitoring and controlling the level of operational risk.

Committee for risk compliance management of financial monitoring – the main purpose of the activity is to assess and monitor the compliance risk of financial monitoring of the Bank, as well as control the implementation of tasks to reduce the impact of compliance risk of financial monitoring by the responsible executors.

Tender Committee – the main purpose of the activity is to reduce the budget allocations allocated for the relevant purposes, while complying with the necessary quality standards and strengthening the image of the Bank as correct and open for cooperation with the most worthy partners of the customer, as well as the Bank, which is able to ensure the protection of its corporate interests through the use of collegial a way of making decisions about choosing the best conditions for purchasing goods, works and services.

Personnel Committee – the main purpose of the activity is to make decisions on personnel issues, including the issue of personnel motivation.